One of the reasons I became an independent financial advisor 20 years ago was to provide comprehensive financial planning to my clients. This means that I care about your entire financial picture, not just your investment accounts. In the same way a good doctor will ask about your diet and exercise habits and review your records before making a diagnosis, I strive to take a holistic approach.
Comprehensive Financial Planning
A great investment portfolio means nothing if your financial plan doesn’t include a comprehensive strategy that is created to work in harmony including:
Retirement Income Planning
Social Security Analysis
Long Term Disability Insurance
Long Term Care Insurance
Educational Savings Planning
I create a comprehensive financial planning strategy and collaborate with your other financial professionals including CPAs and Estate Planning Attorneys to work together as a trusted team.
How It Works
It is my goal to help clients prepare for retirement and pursue their financial dreams in a fun and personal way. I aim to take the fear and stress out of financial planning so you can feel more confident and relaxed about your financial future.
To do this, I work closely with my clients on an ongoing basis, often spanning years and generations. I provide ongoing comprehensive financial planning by using the following process:
Gathering and organizing financial data
Evaluating current financial position
Identifying problems and areas of opportunity
Making recommendations and providing education
Offering investments and insurance products at the most reasonable cost
Monitoring investments on a daily basis and meeting for annual reviews
How I Can Help
Did you know that a second opinion isn’t just important for medical problems? I always welcome the opportunity to meet someone new and offer a complimentary second opinion on their financial plan. I only take on new clients that I believe I can truly help, so it’s important to get to know more about your financial situation before we decide to work together.
Once we have had a chance to get to know each other, if we both feel that the relationship is a good fit, we move forward. The next step is for you to fill out a confidential financial questionnaire and schedule a meeting to review the information together and talk about the next steps.
Get Started Now
If you have questions about your financial plan or seek an unbiased second opinion, I am here to help. To get started now, simply reply to this email, or call 530-273-4425. If you’re a client with our firm and you’ve enjoyed working with us, we hope you’ll refer a friend, colleague, or family member who may benefit from our services. For a no-obligation consultation, call my office at 530-273-4425.
About Rick Fisher
Rick Fisher is a financial consultant offering comprehensive financial planning and investment management with Ostrofe Financial Consultants, Inc. in Grass Valley, California. Rick serves clients in 15 states, though most reside in California, including the greater Sacramento, Los Angeles and San Diego areas.
Credentials and Experience
Rick holds FINRA Series 7, 63, 65, 24, and 51 licenses and is supported by Ostrofe Financial Consultants and is registered with National Planning Corporation. He also holds his California Insurance License and the designation of CERTIFIED FINANCIAL PLANNER™ professional (CFP®). He holds himself to their high standards of integrity, objectivity, professionalism and confidentiality. Please note: NPC does not render tax or legal advice.